Risk Management for Financial Services

What we do

GeoSmart’s FloodSmart Analytics tool delivers a complete and accurate catchment response prediction for all main sources of flooding. It includes expected loss calculations, climate change scenario modelling and is delivered though an online data portal with API integration.

Our data assists asset managers assess and manage flood risk, ground risk, and wider environmental hazards across property portfolios. From high-level screening to detailed site-specific reports, our solutions provide clarity, compliance, and confidence in risk exposure, enabling better investment performance and long-term resilience.

Our independently modelled data supports day-to-day operations like risk selection, as well as insurance claims verification, pricing flood risk premiums, managing accumulations, and informing ceding decisions.

Regulated firms must comply with PRA and FCA regulations and our data supports reporting and disclosure to the regulator. Our data is useful in evidencing solvency and climate change risk awareness (such as ESG reporting).

Our sophisticated risk data and reports are used to identify risk and assist with consumer understanding and the avoidance of foreseeable harm.

Our data supports Financial Services customers in:

• Banking
• Advisory
• Wealth Management
• Mutual Funds
• Insurance
• Financial Services Institutions
• FinTech and InsurTech providers

Our work in action

Discover how Royal London Asset Management (RLAM) assessed over £7bn in commercial property assets with GeoSmart to understand flood risk, protect asset value, and meet disclosure requirements.

Risk Management for Asset Managers